Wednesday, September 15, 2010

Taking care of business..

Today I won a small victory in a large war..I paid off my highest interest student loan today! It was 9.75%..eek!
Although I have completely been overworked the past few months, I have been saving a great deal. (I probably should have made higher payments to those loans..but I liked seeing the $$!) The ONE benefit of running a business while working full time! I have three main accounts, a personal account where my $ from my job goes, a business account, and a savings account. Money gets put into the savings account each month and when we purchase a house (soooooon!!!) I will use that money for all the furniture, decor, paint, floors, and other things we may need to get to make it our home. The savings account is important to me because I want those nice things- I could pay off another student loan (or two!) if it weren't there, but then I would have no savings...and I like watching that go up every month. Now..don't go looking at that money tree up there and think I've got one..because I don't. I don't save everything that I could, and in fact I need to be MUCH better about budgeting but I am really thankful to have kicked that one student loan to the curb. The interest rates are just RIDICULOUS! I cringe when I think about how much more I've got left..but this was a definite start!

3 comments:

Mamarazzi said...

oh man, i remember THAT feeling...pure relief. congrats and i am so happy for all of the awesome things on the horizon for you. Home ownership, dude...that is life changing! (:

Mamarazzi said...

oh and thank you for all of the prayers...they worked!

The Neaves' said...

Congratulations!! That's a big deal! Ps I meant to tell you on my last post after seeing that you work at an energy consulting firm that my husband actually owns his own energy consulting firm here in tx! Common ground:)